What should I say if the insurance adjuster contacts me?

If an insurance adjuster contacts you, be polite and ask them to identify themselves. Don’t disclose any information about the accident or your injuries. Provide only limited personal information. Try to keep the conversation as brief as possible. Try to take notes during the conversation if you can, and do not allow the insurance adjuster to record you without your attorney present.

Sometimes, insurance adjusters will also quickly offer you a settlement. This is often to make your claim go away. It usually will not be the full amount that you are entitled to receive. Be sure to contact a lawyer before accepting any money from the other party’s insurer. You don’t want to take a lowball settlement right away only to find out that it will not be enough to cover your expenses and other losses down the line.